Terms of service

Last updated 5 November 2026.

These terms cover the Home Ledger (घर खाता) app for iPhone and Android and this website. By using them you agree to these terms. They are written in plain English so that you can read them. If you don't agree, please don't use the app.

Who we are

Home Ledger is provided by Ambiful Solutions Private Limited, House No. 1145, Sector 9, Faridabad, Haryana 121006, India ("we"). Write to us at contact@ambiful.com.

What Home Ledger is

A record-keeping app for a household: attendance and salary of people who work in your home, daily deliveries, expenses, bills and reminders, and costs shared with family, groups and friends. It works out totals from what you enter, using the rules you choose.

Home Ledger is free. There are no paid plans today. If we ever charge for something, we will tell you first, and you will choose whether to pay.

What it is not

• Not a payment service. We never take, hold or send your money. "Pay by UPI" opens your own UPI app, and you confirm the payment there. Marking something paid only records it. A payment between you and anyone else is between you and them.
• Not professional advice. Salaries, deductions, bonuses and balances are arithmetic on what you entered, not legal, labour, tax or financial advice. You decide what to pay and whether it meets the law and what you agreed. Check the figures before you rely on them.
• Not an employer or agency. We don't hire, supply or vet anyone, and we never contact your helpers. Your arrangement with them is yours.
• Not a verification service. The police verification section points you to your state police's official service and keeps track of your application. You apply yourself, and we don't confirm anyone's background.
• Not a guarantee that a suggestion is right. When the app reads a sentence you say or a bank message you share, it fills in a form for you to check. Nothing is saved until you save it.

Your account

• You must be 18 or over.
• Keep access to your email, phone and sign-in accounts safe: anyone with them can sign in as you. Tell us if you think someone has.
• What is entered in your home or group is seen by the others in it. Invite only people you trust, and only those you mean to share with.
• If you and the others in a home or group disagree about a record, that is for you to settle. We can't decide who is right.

What you enter

What you enter stays yours. You give us permission to store, process and show it only as needed to run Home Ledger for you and the people you share it with, as set out in the privacy policy.

You are responsible for it being accurate and for having the right to enter it. That matters most for other people's details. Before you keep a helper's photo or ID document, you must have their agreement, as the app asks you to confirm. Add other people's names and numbers only where you have good reason to.

Please don't

• Use Home Ledger to break the law, to harass or cheat anyone, or to keep records you know are false.
• Store anything other than what the app asks for in documents, such as a full, unmasked Aadhaar number.
• Try to reach other people's data, get around our limits, overload the service or send invite links or sign-in codes to people who didn't ask for them.
• Copy, resell or reverse-engineer the app, except where the law allows you to.

The app, its name and its design belong to us. We give you a personal, non-transferable right to use it for your household.

If something goes wrong

We work to keep Home Ledger running and your records safe, but we provide it "as is". It can have errors or be unavailable at times, and a change you made offline waits on your phone until it is back online. For anything important, keep your own copy: the app lets you export statements, reports and a spreadsheet.

As far as the law allows, we are not liable for indirect or consequential loss, or for losses from a wrong entry, a calculation you didn't check, a payment you made or a disagreement with someone else. Our total liability to you for any claim is limited to the higher of what you paid us in the 12 months before it and ₹1,000.

Nothing here takes away rights you have by law and can't give up, including under India's Consumer Protection Act, 2019, or consumer law where you live, or limits liability that can't be limited by law.

Ending or changing things

• You can stop at any time and delete your account from inside the app. The privacy policy says what happens to your data, including what stays in a shared home or group.
• We may suspend or close an account that seriously or repeatedly breaks these terms or puts others at risk. Where we can, we will tell you first and give you a chance to export your records.
• We may add, change or remove features. If we plan to close Home Ledger, we will give you reasonable notice to export your records.
• When we change these terms, we update this page and the date at the top, and for a change that matters we also tell you in the app or by email. Continuing to use the app after that means you accept the new terms.

App stores

These terms are between you and us, not Apple or Google, and we alone are responsible for the app and its support. Your use must also follow the rules of the store you got it from. If you got it from the App Store, Apple has no duty to maintain or support the app and, to the extent the law allows, no other warranty obligation for it: if the app fails to meet a warranty that applies, you may tell Apple, which may refund any price you paid. We, not Apple, handle claims about the app, including product, legal-compliance and intellectual-property claims. Apple and its subsidiaries may enforce these terms against you as third-party beneficiaries.

Law and complaints

These terms are governed by the laws of India. If you have a complaint, write to contact@ambiful.com; we acknowledge within 24 hours and aim to resolve it within 15 days. If we can't settle it, the courts at Faridabad, Haryana, have jurisdiction, without taking away your right to go to a consumer forum or court that the law gives you where you live.